- My daughter is going to college next year, what can I do now to start to prepare for paying for school?
- Is all financial aid ‘free money’?
- Where does Financial Aid come from?
- When should my student apply for Financial Aid?
- How does my student apply for Financial Aid?
- If parents are divorced, which parent provides information for the student’s FAFSA?
- Are there resources available in the parents name to help pay for their student’s education?
- What happens if I am denied a PLUS loan?
- My child is paying for school on her own; do I have to provide my information on the FAFSA?
- If I provide my information on the FAFSA, does this obligate me to pay for my child’s education?
- I have multiple children in college; do I need to complete a separate FAFSA for each child?
- What should I do if I have special circumstances not indicated on the FAFSA?
- Is the Expected Family Contribution (EFC) the actual amount that we will owe the school?
- Helpful and Important Links
- Do you have any suggestions for what I should be doing now to prepare myself to repay my loans?
- When do I begin repaying my Parent PLUS loan?
- What will my monthly payments be on my Parent PLUS loan?
- What are my repayment options for my Parent PLUS loan?
- What does it mean to consolidate a federal loan?
- What does deferment mean?
- What does forbearance mean?
- How do I apply for a deferment or forbearance on my Parent PLUS Loan?
- What happens if I default on a loan?
- What is a Parent PLUS Loan?
- What are the Terms and Conditions of the Parent PLUS Loan?
- What is the interest rate on my Parent PLUS loan?
- Are there any additional fees for the Parent PLUS Loan?
- What is a Master Promissory Note?
- How do I complete the Master Promissory Note for the Parent PLUS Loan?
- What are my Parent PLUS Loan cancellation options?
- What happens to my loan if I move or if my child changes his enrollment status?
- What is the FAFSA?
- What is the difference between a dependent and an independent student?
- My family's financial situation is different than the income information I reported on my FAFSA. What can I do?
- I am moving out of my parents' house and will support myself. Am I an independent student for the FAFSA?
- I lost my tax information. What should I do?
- I did not file a tax return last year because my income was too low. Can I still submit a FAFSA?
- I submitted my FAFSA over 4 weeks ago, but haven't heard anything. What should I do?
- My parents are divorced. Which parent's financial information should I use on the FAFSA?
- What does the term EFC stand for?
- What is an Award Letter?
- How are students selected for Verification?
- Can my tax data be retrieved directly from the IRS?
- What tax information do I need to complete my FAFSA on or after October 1st?
- Can I deduct my tuition from my federal taxes?
- What is the American Opportunity Credit?
- What is the Lifetime Learning Credit?
- How many federal tax credits can I take advantage of?
- What is the Tuition and Fees Deduction?
- What is the Student Loan Interest Deduction?
- What is the Coverdell Education Savings Account?
- What is a 529 College Savings Plan?
- What is a 1098-T?
- What is the IRS Data Retrieval Process?
- Do I have to use the IRS Data Retrieval Process?
- What are the advantages to using the IRS Data Retrieval Tool when filing my FAFSA?
- When will I be able to retrieve my tax information using the IRS Data Retrieval Process?
- Will everyone be able to use the IRS Data Retrieval Tool when filing the FAFSA?
- What is a loan?
- What is a lender?
- What is the loan servicer?
- What kinds of student loans are there?
- What is interest?
- Are there any fees I have to pay if I borrow a Federal Direct Loan?
- What is the difference between interest and principal?
- How do I apply for federal loans?
- Do I need to accept my student loan on my award letter?
- If I accept my Federal Direct Loan award, how will this affect other forms of student aid?
- What happens to my Federal Direct loan if I do not attend school at least half time?
- If I have already completed a Direct Loan MPN for another school, do I need to complete another one?
- What is the 150% Loan Limit Rule regarding federal direct subsidized loans?